Buying Process
Your Guide to Homeownership
1
Pre-Approval
4
2
Start Looking
Make a Deal
5
3
Make an Offer
Close & Move
Getting pre-approved for financing is a crucial first step. You will meet with a lender and go over your income, assets and any debts you may have. The lender will also take into consideration your credit score and downpayment amount. Once the lender has crunched all the numbers, they will tell you what your purchasing power is and provide a pre-approval letter. It’s important to complete this property prior to starting to look for homes. By doing this first you will know exactly what your price range is and you can act quickly when you find that perfect property.
Pre Approval
After you’ve been pre-approved for financing, we will sit down and put together a list of what your ideal home looks like. Making a comprehensive list is a great way to narrow your focus. Once we know your wants and needs, we can start viewing homes and find THE ONE!
Start Looking
We'll craft a compelling offer on your behalf and guide you through the entire process, explaining each step along the way. Your complete understanding of the options available when making an offer is our priority, and we'll ensure that you feel at ease with all terms and conditions involved.
Make an Offer
Once we’ve submitted an offer we will negotiate with the sellers on your behalf if there is any disagreement on price or terms. One or several counter-offers may be made before all parties involved are satisfied. Once the seller accepts your offer we will continue to negotiate through any issues that may arise during the due diligence portion of your escrow.
Make a Deal
Once you’ve completed your due diligence and your financing has been secured we will walk you through the closing process. After all documents have been signed, funding has been received by escrow and closing documents have been recorded with the county you can move into your new home!